Get Approved in
As Little As 1 Hour.
Close in Days.
When the bank says no, Flip Funds says YES — faster, with less money down and the best hard money lending, real estate loans, property financing, and construction loan services across Cedar Hill, Mesquite, Garland, Plano, Richardson, and beyond.
No credit check required to receive a quote.
Our Motto Is
YES, LESS, and BEST
We are the premier niche hard money lender serving Cedar Hill, Mesquite, Garland, Duncanville, Red Oak, Mansfield, Plano, and Richardson. We specialize in real estate loans, property financing, and construction lending. When the bank says NO — Flip-Funds says YES, faster and for less money down.
The area's fastest lender. Hard money loans approved and funded in as little as 1 hour.
8 cities covered. Cedar Hill, Mesquite, Garland, Duncanville, Red Oak, Mansfield, Plano & Richardson.
Hard-to-place specialists. We lend where others won't — residential & multi-family.
Up to 85–95% LTC. No need to worry about a large down payment.
Financing Built for Every
Real Estate Investment
From quick fix-and-flips to ground-up construction — we have the hard money product to fund your next real estate loan or construction project.
Fast funding for residential real estate loans across Cedar Hill, Duncanville, Red Oak, and surrounding areas.
- Fix & Flip Loans
- Bridge Loans
- 85–95% LTC Financing
- Approval in as little as 1 hour
We lend on a wide range of property types across Garland, Plano, Mansfield, and Richardson — nothing is too complex.
- Single-Family Homes
- Townhomes & Condos
- Multi-Family (1–4 Units)
- Hard-to-Place Properties
From raw land to final completion — we fund every stage of your commercial and residential construction loan in Plano, Richardson, and beyond.
- Land Loans
- New Construction Builds
- Construction Completion
- 100% Financing Available
Hard Money vs. Traditional Lending
See why real estate investors across DFW choose Flip-Funds hard money loans over traditional bank financing.
| Feature | Flip-Funds Hard Money | Traditional Bank Loan |
|---|---|---|
| Approval Time | As little as 1 hour | 30-45+ days |
| Closing Speed | 3-5 business days | 30-60+ days |
| Credit Score Focus | Asset-based (property value) | Credit score required (700+) |
| Documentation | Light doc / minimal paperwork | Extensive documentation |
| Max LTC | Up to 95-100% | 70-80% |
| Investment Properties | Specialized for investors | Limited options |
| Hard-to-Place Properties | We specialize in them | Usually denied |
| Same-Day Draws | Yes, always | No |
*Terms and rates vary based on property and borrower qualifications. Contact us for your personalized quote.
From Fix & Flip to
New Construction
Real deals. Real properties. From Cedar Hill to Plano, Mesquite to Mansfield — residential, commercial, and construction.
Our Simple 5-Step
Funding Process
From first contact to funded deal — we've streamlined every step so you can move faster than the competition.
RESPONSIVE SERVICE.
QUICK CLOSINGS. 100% FINANCING.
The most trusted hard money lender and property financing provider in Cedar Hill, Mesquite, Garland, Plano, Richardson, and surrounding areas.
The Local Lender That
Says Yes When
Banks Won't
We focus on competitive interest rates, attractive loan-to-valuations, and first-class service — all three, every time.
Serving 8 Cities
Across Texas
We are the premier niche lender specializing in hard money lending, real estate loans, property financing, and construction loans across Cedar Hill and surrounding areas.
Real Investors. Real Results.
What local real estate investors are saying about working with Flip Funds.
"I've worked with a lot of hard money lenders and Flip-Funds is in a league of their own. Got approved in under an hour and closed in 4 days. These guys know the local real estate market inside out."
"When my bank said no on a tough deal, Flip-Funds said yes on the same call. 100% financing, same-day draw, and the most responsive team I've ever worked with. Won't go anywhere else."
"Used them for a new construction project in Cedar Hill. The draw process was seamless — money hit the same day, every single time. A real partner, not just a lender."
Have Questions?
We're here to help you every step of the way
Common Questions
About Hard Money Loans
Zero down payment options for qualified investors
No Down Payment?
No Problem.
Flip Funds offers 100% financing solutions that let you acquire and fund your investment property with minimal out-of-pocket costs. Preserve your capital. Scale faster. Win more deals.
When the Bank Says No,
Flip Funds Says YES
No runaround. No lengthy applications. Just fast, reliable hard money lending and property financing across Cedar Hill, Mesquite, Garland, Plano, Richardson, and surrounding areas. Get pre-approved today.